How to Avoid That Post-christmas Spending Hangover

What is it about Christmas that makes everyone push boundaries? Whether it be over-eating, overconsumption of alcohol or overspending on gifts, consumers can’t help but test their limits. While we can’t help you with your food and alcohol consumption, we can help you avoid your Christmas spending hangover.

10 Ways to Curb Your Christmas Spending

Ah, Christmas. That fabulously festive holiday where we gather with our friends and family and celebrate the joy of sharing with others. Regardless of how you choose to spend your Christmas, there is a good chance that you will be captured by the merriment of the season and find yourself over-indulging in drinks, food and gift-giving. Even if you think you can afford to be a little looser with the spending, chances are that you will still spend more than you intend.

Making a Play for Those Big-ticket Items

Most Australians have the same dreams: to buy big-ticket items like houses, brand new cars or luxury overseas holidays. These are great, but expensive, dreams. In July 2019 the Australian Bureau of Statistics released their latest data on housing finance. The findings showed that on average, Australians were borrowing more than $425,000 for their home purchases. First home buyers were borrowing slightly less with the average loan valued at $366,000. The average cost of purchasing a car in Australia is over $30,000. And holidays … well, Australians are the second-biggest spenders on holidays with a nation-wide cost of $63.6million spent on travel every year.

Eliminating Money Stress with a Spending Plan

BEFORE

  • Spending too much on your everyday expenses?
  • Struggling to get your finances under control?
  • Earn a decent income, but only living week to week and never seem to have enough left over for yourself?
  • Stress is something you have grown accustomed to?

The Best Way to Stick to Your Wedding Budget

Your wedding is undoubtedly going to be the best day of your life. Yet, the leadup to the wedding can be one of the most stressful times as you plan, book, mediate between families, and pay for the biggest party you will ever throw. If you aren’t careful, your dream, rustic wedding can quickly become a Bollywood extravaganza. As it blows out, so does your budget.

How to Purchase or Build Your Own Home Much Sooner

If any of the below is applicable to you, Premier Spending Planners can make a huge difference to when you can enter the property market, as we specialise in showing people how to significantly reduce their expenses so they can purchase a home much sooner.

Having the Right Coaching Will Help You Achieve Your Savings Goals

Don't be fooled into thinking that just because others earn more than you, that they are in control of their money. Even those on high incomes often spend more than their income. A Spending Plan will show you how to avoid this, whether you are on a high OR a low income. EVERYONE can greatly benefit from a spending (and savings) plan.

7 Ways to Keep Kids Happily Entertained over the Easter School Holidays!!

Easter school holidays are just around the corner - incorporate an Easter theme into the school holiday period whilst saving money at the same time!

Memorable Christmas

If family Christmas is being held at your home this year, are you wondering how to make this year’s Christmas Day the most fun, memorable Christmas ever?

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